Wednesday, 2 July 2014

As the Nation Ages, Seven States Become Younger, Census Bureau Reports

The average age declined in seven states somewhere around 2012 and 2013, incorporating five in the Great Plains, as per U.s. Registration Bureau assessments discharged today. Conversely, the average age for the U.s. in general ticked up from 37.5 years to 37.6 years. These appraisals inspect populace changes among gatherings by age, sex, race and Hispanic source broadly, and in addition all states and regions, between April 1, 2010, and July 1, 2013. 

"We're seeing the demographic effect of two blasts," Census Bureau Director John Thompson said. "The populace in the Great Plains vitality blast states is getting more youthful and more male as specialists move in looking for business in the oil and gas industry, while the U.s. overall keeps on aing as the most youthful of the time of increased birth rates era enters their 50s."
The country overall developed more established as the most seasoned people born after the war got to be seniors. The country's 65-and-more established populace surged to 44.7 million in 2013, up 3.6 percent from 2012. By examination, the populace more youthful than 65 developed by just 0.3 percent.

A More Diverse Nation

Non-Hispanic, single-race whites remained the country's biggest gathering with a populace of 197.8 million. The aggregate of all different gatherings was 118.3 million, or 37.4 percent of the populace. Non-Hispanic single-race whites made up 52.4 percent of the populace under 18. 

Asians were the quickest developing gathering from 2012 to 2013, however that refinement has substituted in the middle of Asians and Hispanics through the years. The Asian populace expanded by very nearly 2.9 percent to 19.4 million, a build of something like 554,000 individuals. Hispanics remained the second biggest gathering generally, developing by 2.1 percent (or more than 1.1 million) to marginally more than 54 million. Hispanics were 17.1 percent of the aggregate populace in 2013, up about 0.2 rate focuses from 2012. The essential driver of Asian populace development in 2013 was universal relocation, representing 61 percent of the aggregate Asian populace change in the most recent year. Hispanic populace development, then again, was powered essential by common expand (births less passings), which represented about 78 percent of the aggregate Hispanic populace change. 

Emulating Asians in rate of development were Native Hawaiians and Other Pacific Islanders (expanding 2.3 percent to a little more than 1.4 million), American Indians and Alaska Natives (expanding 1.5 percent to marginally more than 6.4 million) and blacks or African-Americans (expanding 1.2 percent to 45 million). 

The non-Hispanic white alone populace was the main gathering to have regular reduction (a bigger number of passings than births) from 2012 to 2013. Be that as it may, because of relocation, its populace climbed 0.1 percent from 2012 to 2013, arriving at 197.8 million. Due to its abate rate of development with respect to different gatherings, its impart of the aggregate populace declined from 63.0 percent to 62.6 percent over the period. 

Highlights for each one race gathering and Hispanics, age bunches and both genders at the national, state and region levels take after. For Hispanics and each of the race gatherings recorded underneath (aside from American Indians and Alaska Natives), their populaces rose at a quicker rate from 2012 to 2013 in North Dakota than in whatever available state.

Tuesday, 12 February 2013

A Report from Steve Lehmann, The Academy's International Secretary

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Following a flurry of activity involving international actuarial organizations and international initiatives, Academy International Secretary Steve Lehmann, sat down with Actuarial Update, the Academy's monthly newsletter, for a wide-ranging discussion about the Academy's international work. Following is the text of the article from the June 2010 issue of Actuarial Update:

Lehmann Checks in After Travels Abroad

Former Academy president Steve Lehmann succeeded the late Dan McCarthy as the Academy's international secretary in 2008. The Update caught up with Lehmann following his recent globetrotting to ask about his experiences in the last year and a half representing the Academy and the U.S. actuarial profession on the international stage. Lehmann attended the International Actuarial Association (IAA) meeting in Cape Town, South Africa, March 3–6 and the International Congress of Actuaries from March 7–12.

Update: You were the Academy's alternate delegate to the IAA when the international secretary position was created. How much has your international work changed from your prior involvement to now being the international secretary who represents to all the U.S. organizations?

Lehmann: The international secretary position was created in 2007 to coordinate the Academy's involvement with IAA committees and to increase the effectiveness of the Academy and other U.S. actuarial organizations at the IAA-ultimately to represent all U.S. actuaries at the IAA.

Monday, 13 August 2012


A report is a textual work (usually of writing, speech, television, or film) made with the specific intention of relaying information or recounting certain events in a widely presentable form.

Written reports are documents which present focused, salient content to a specific audience. Reports are often used to display the result of an experiment, investigation, or inquiry. The audience may be public or private, an individual or the public in general. Reports are used in government, business, education, science, and other fields.

Reports such as graphics, images, voice, or specialized vocabulary in order to persuade that specific audience to undertake an action. One of the most common formats for presenting reports is IMRAD: Introduction, Methods, Results and Discussion. This structure is standard for the genre because it mirrors the traditional publication of scientific research and summons the ethos and credibility of that discipline. Reports are not required to follow this pattern, and may use alternative patterns like the problem-solution format.

Additional elements often used to persuade readers include: headings to indicate topics, to more complex formats including charts, tables, figures, pictures, tables of contents, abstracts, summaries, appendices, footnotes, hyperlinks, and references.

Some examples of reports are: scientific reports, recommendation reports, white papers, annual reports, auditor's reports, workplace reports, census reports, trip reports, progress reports, investigative reports, budget reports, policy reports, demographic reports, credit reports, appraisal reports, inspection reports, military reports, bound reports, etc.

Thursday, 28 July 2011

The Real Question Is What Is the Solution For You?

Stop reading the newspapers, watching TV and engaging in conversations with co-workers and others about negative news headlines. George Ross, Donald Trump’s key attorney and deal closure reminds us that most news is not credible or at least not the complete picture. As importantly, the most immediate item that affects us individually is what we do for ourselves.

Wayne Allyn Root coaches his clients on implementing a success plan that is not dependent on an employer. More specifically start your own business. Wayne uses the opportunities for learning marketing and developing a network that is taught by direct sales companies or network marketing companies. This is one great opportunity to be your own boss, work with other successful people and not have to worry about what an employer will do.

One of the areas of my own business interests is being with an organization that coaches business owners and other interested in successful real estate investing how to move forward and achieve continually increasing performance goals.

The theme here is individual responsibility for what happens in your life. Most of us have the resources to move forward and do a lot better than we are doing today. I like the example I heard once where the question was asked “if you had the opportunity to buy a new $100,000 car for $5000 would you be able to figure out how to come up with the $5000? Most everyone said yes. Then why would you ever resist the opportunity to start your own business because you didn’t have a couple thousand dollars you need for basic infrastructure and expenses during the start up period?

Are you unemployed? Are you struggling to make ends meet? Are you unhappy with the work you do? Don’t look outside of yourself for someone to solve these or any other issue. Do you feel you don’t have enough knowledge or education? I just finished a couple days of coaching a person who has three businesses, lives in a million dollar home with a quarter million dollar boat outside. He is a high school graduate. He figured it out. You probably know of others like him or read about them.

If you want some ideas, email me. I also highly recommend attending Mega Partnering 4 where you will meet incredible people . Figure out a way to buy a VIP ticket where you will have dinner with the featured speakers and business leaders attending. Are you nervous about meeting successful people and not sure what to say or do? Register for my email list on this page and look for an article real soon on what I have found to be the most effective networking skills and how easy it is for anyone to follow those steps. I was taught these skills and will share them with my readers.

Bottom line: you are responsible and the only way to solve any situation you don’t prefer in your life is to develop an action plan and then take action.

Action Steps

Get A Business Coach! If you already have a business with more than 10 employees, Hire A Consultant who is able to work with you part of the time on-site.

More . . . .